26th September 2025 – Current Affairs

by | Sep 26, 2025 | Current Affairs

1. South-west Monsoon: Its Onset and Retreat – Geography

Why in the News?

The India Meteorological Department (IMD) announced that the south-west monsoon began its earliest withdrawal in a decade on September 14 from western Rajasthan, three days ahead of the usual date of September 17.

Background: What is the South-west Monsoon?

The south-west monsoon is the primary monsoon affecting the Indian subcontinent, delivering approximately 75% of India’s annual rainfall, crucial for agriculture (especially Kharif crops), hydropower, and water storage.

  • Onset: Around June 1, starting from Kerala.
  • Full coverage: Mid-July.
  • Withdrawal: Begins from western Rajasthan and typically ends by mid-October.

Key Points

Mechanism of Onset

  • Differential Heating: Indian land heats faster than the ocean, creating low pressure over NW India.
  • Mascarene Highs: High-pressure systems near the Mascarene Islands push moist winds toward India.
  • ITCZ Shift: The Intertropical Convergence Zone shifts northward over the Ganga plains, anchoring the monsoon trough.
  • Tibetan Plateau: Its heating creates an elevated heat source, aiding the pressure gradient.
  • Jet Streams:
    • Subtropical Westerly Jet (STWJ) moves north, allowing monsoon formation.
    • Tropical Easterly Jet (TEJ) brings additional moisture inflow.
  • Orographic Uplift: Western Ghats, NE hills, and Indo-Gangetic plains cause heavy rainfall due to topography.

Mechanism of Withdrawal

  • Seasonal Cooling in September weakens the land-sea pressure contrast.
  • Reversal of Pressure Gradient – High pressure forms over land, collapsing monsoon winds.
  • ITCZ shifts south, drawing back wind systems.
  • TEJ weakens, and westerlies return.
  • Residual Showers possible in coastal/mountain areas.

Climatic Phenomena Influencing Monsoon

1. ENSO (El Niño–Southern Oscillation)

  • A Pacific Ocean-based phenomenon influencing Walker Circulation.
PhaseOcean ConditionMonsoon Impact
El NiñoWarmer Pacific (East/Central)Weak monsoon, drought-prone
La NiñaCooler PacificStrong monsoon, heavy rainfall
  • ENSO = “Remote Controller” of Indian Monsoon

2. Indian Ocean Dipole (IOD)

  • Positive IOD: Warm west Indian Ocean → Good monsoon
  • Negative IOD: Cold west Indian Ocean → Weak monsoon

ENSO–IOD Interaction decides monsoon strength:

  • El Niño + Positive IOD = Balanced monsoon
  • El Niño + Negative IOD = Severe drought
  • La Niña + Positive IOD = Flood risks

3. Madden–Julian Oscillation (MJO)

  • A transitory tropical disturbance affecting intra-seasonal monsoon variability.
  • Responsible for bursts and breaks in monsoon rain.

Himachal Pradesh Connection

  • Kharif crops (like maize, paddy) in HP are highly dependent on the monsoon.
  • HP experiences high rainfall variability due to monsoon interaction with Himalayan topography.
  • Impacts rural livelihoods, horticulture, and tourism sectors during extreme weather events.

Exam Connect – Possible Questions

Prelims

1. Consider the following statements regarding the Indian Monsoon:
1.The Tropical Easterly Jet stream strengthens during the monsoon onset.
2.The Indian Ocean Dipole is a Pacific Ocean phenomenon.
Which of the above is/are correct?
A. 1 only
B. 2 only
C. Both 1 and 2
D. Neither 1 nor 2
Answer: A.1 only

    2. Which of the following climatic factors influence the withdrawal of the southwest monsoon?
    1.Southward shift of the ITCZ
    2.Strengthening of Tropical Easterly Jet
    3.Return of westerlies
    Select the correct answer:
    A. 1 and 3 only
    B. 2 and 3 only
    C. 1 and 2 only
    D. 1, 2 and 3
    Answer: A. 1 and 3 only

      Mains

      1. Explain the mechanism of onset and withdrawal of the south-west monsoon over India. How do global climatic phenomena like ENSO, IOD, and MJO influence its variability?

      2. Discuss the importance of the south-west monsoon for a hill state like Himachal Pradesh. How does monsoon variability impact agriculture, hydropower, and disaster management in the region?


      2. Sixth Schedule Demand for Ladakh – Polity

      6TH SCHEDULE DEMAND OF LADAKH 1

      Why in the News?

      Ladakh witnessed violent protests led by environmentalist and activist Sonam Wangchuk, demanding:

      • Inclusion under the Sixth Schedule of the Constitution, and
      • A push for statehood for Ladakh.

      Protestors, including major local bodies like the Apex Body Leh (ABL) and the Kargil Democratic Alliance (KDA), argue that the tribal character and cultural identity of Ladakh require constitutional safeguards.

      Key Takeaways

      • Ladakh became a Union Territory without legislature in 2019, after the abrogation of Article 370 and the bifurcation of Jammu & Kashmir.
      • Local groups are demanding greater autonomy and constitutional protection of land, culture, and governance rights.
      • The Central Government has ruled out Sixth Schedule inclusion but is considering Article 371-style protections.

      What is the Sixth Schedule?

      The Sixth Schedule (under Article 244) provides for self-governance and autonomy in tribal areas of four North Eastern states:

      • Assam, Meghalaya, Tripura, and Mizoram

      Key Features:

      FeatureDescription
      Autonomous DistrictsGovernor can notify tribal regions as autonomous districts
      District & Regional CouncilsEach council has 30 members (26 elected + 4 nominated)
      Legislative PowersCouncils can make laws on land, forests, customs, village administration
      Modification of LawsParliament laws do not apply automatically; can be adapted
      Governor’s RoleCan create/modify districts, appoint commissions, dissolve councils

      Why is Ladakh Demanding Sixth Schedule Status?

      ReasonExplanation
      DemographicsOver 79.6% of Ladakh’s population are Scheduled Tribes
      Cultural ProtectionFears of losing traditional practices, Buddhist and Islamic heritage
      Self-GovernanceDesire for local control over resources and development
      Parliamentary SupportStanding Committee on Home Affairs supported inclusion under Sixth Schedule

      Challenges and Opposition to the Demand

      ConcernDetails
      Governance ComplexityRisk of fragmentation within Ladakh (Leh vs. Kargil issues)
      Strategic SensitivityLadakh is a border region (China-Pakistan), requiring central control
      Precedent IssueInclusion could lead to similar demands from other UTs or tribal areas
      Alternative ModelsCentre proposes Article 371-style protections instead

      Himachal Pradesh Connection

      • Himachal Pradesh has Scheduled Tribe areas under the Fifth Schedule, not Sixth.
      • Ladakh’s demand draws attention to tribal autonomy models that may one day be considered for other high-altitude tribal regions, including parts of HP.
      • Raises questions on administrative autonomy vs. national integration, relevant for border states like HP.

      Exam Connect – Possible Questions

      Prelims

      1. Which of the following statements is/are correct regarding the Sixth Schedule of the Indian Constitution?
      1.It applies to all Scheduled Tribe areas in India.
      2.It allows District Councils to make laws on forest, land, and customs.
      A. 1 only
      B. 2 only
      C. Both 1 and 2
      D. Neither 1 nor 2
      Answer: B. 2 only

        2. Consider the following statements about Ladakh:
        1.Ladakh is currently a Union Territory with a Legislative Assembly.
        2.Over 70% of Ladakh’s population is from Scheduled Tribes.
        Which of the statements given above is/are correct?
        A. 1 only
        B. 2 only
        C. Both 1 and 2
        D. Neither 1 nor 2
        Answer: B. 2 only

          Mains

          1. Discuss the provisions of the Sixth Schedule of the Indian Constitution. In light of recent protests in Ladakh, analyze whether similar autonomy should be extended to Union Territories with tribal populations.

          2. Examine the role of special constitutional provisions like Articles 244 and 371 in maintaining India’s federal balance. Should such provisions be extended to new regions like Ladakh? Justify.


          3. Youth-led Protests in Ladakh: Demand for Statehood and Sixth Schedule – Polity

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          Why in the News?

          Ladakh has witnessed a sharp escalation in youth-led protests, including a shutdown in Leh, over demands for:

          • Statehood for Ladakh
          • Inclusion under the Sixth Schedule for tribal autonomy

          The situation intensified following the deaths of four protestors and over 30 injuries.
          Sonam Wangchuk, noted climate activist, ended a 15-day hunger strike, urging peaceful resistance and youth participation.

          Key Takeaways

          Root Causes of the Protests:

          IssueExplanation
          2019 ReorganisationAfter the abrogation of Article 370, Ladakh became a Union Territory without legislature, causing dissatisfaction.
          Scheduled Tribe DominanceOver 90% of Ladakh’s population belongs to Scheduled Tribes, creating demand for Sixth Schedule inclusion.
          Lack of RepresentationAbsence of legislative autonomy and local administrative control fuels frustration.
          Economic DiscontentYouth unemployment rate is 26.5% — almost double the national average.
          Local Governance GapsDemands for a separate Public Service Commission and job reservations for locals.

          Immediate Demands from Protestors (LAB and KDA)

          • Constitutional Sixth Schedule status (Autonomous District Councils)
          • Full statehood for Ladakh
          • Local job reservations
          • Establishment of Ladakh Public Service Commission
          • Greater representation in Parliament

          Government’s Position

          • Centre ruled out Sixth Schedule and statehood due to:
            • Strategic location of Ladakh (border with China)
            • Potential governance complications
          • Government willing to discuss limited issues like:
            • Public Service Commission
            • Parliamentary representation

          Analysis: Sixth Schedule vs. Article 371

          FeatureSixth ScheduleArticle 371-style Protections
          PurposeAutonomy to tribal areasState-specific provisions
          Applicable InNE states (Assam, Meghalaya, Tripura, Mizoram)Nagaland, Maharashtra, Gujarat, etc.
          Governance StructureAutonomous District CouncilsDepends on Article sub-clause
          Suitability for Ladakh?Demographically yes, Strategically contested

          Himachal Pradesh Connection

          • HP, like Ladakh, has high-altitude tribal belts (e.g., Lahaul-Spiti, Kinnaur)
          • These areas also face:
            • Limited governance access
            • Youth outmigration
            • Employment issues
          • Ladakh’s case offers comparative insights into tribal self-governance models for HP’s own ST areas

          Exam Connect – Possible Questions

          Prelims

          1. Consider the following statements regarding the youth-led protests in Ladakh:
          1.The protests demand inclusion under the Fifth Schedule of the Constitution.
          2.Ladakh currently has its own Public Service Commission.
          Which of the above is/are correct?
          A. 1 only
          B. 2 only
          C. Both 1 and 2
          D. Neither 1 nor 2
          Answer: D. Neither 1 nor 2

            2. With reference to Ladakh’s political status after 2019, consider the following statements:
            1.Ladakh is a Union Territory with a legislature.
            2.Ladakh was carved out from the state of Jammu & Kashmir under the J&K Reorganisation Act.
            Which of the above is/are correct?
            A. 1 only
            B. 2 only
            C. Both 1 and 2
            D. Neither 1 nor 2
            Answer: B. 2 only

              Mains

              1. Examine the reasons behind the ongoing youth-led protests in Ladakh. In your opinion, should the region be granted Sixth Schedule status? Justify with constitutional and strategic arguments.

              2. Discuss the role of local governance and constitutional safeguards in addressing regional discontent in Union Territories. What lessons can be drawn from the Ladakh protests for inclusive governance?


              4. Follow the Rains, Not the Calendar” to Fight Floods – Environment

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              Why in the News?

              Experts and environmental analysts are urging a shift from calendar-based water and flood management to a rainfall-driven approach, in response to increasingly erratic monsoon patterns caused by climate change.
              This shift is seen as vital to mitigate flood risks, especially in vulnerable river basins like the Ganga and Brahmaputra.

              Key Takeaways

              The Problem

              • Monsoon variability has increased due to climate change, leading to:
                • Short bursts of intense rainfall
                • Localized flash floods
                • Dry spells during monsoon months
              • Despite this, India’s flood management continues to follow outdated calendar-based models, assuming steady rainfall across June–September.

              Why Calendar-Based Flood Control Is Obsolete

              Traditional ApproachCurrent Reality
              Based on historical averages of rainfall across monsoon monthsHighly variable rainfall patterns – both temporally and spatially
              Dams, barrages, and reservoirs managed by pre-fixed rule curvesThese don’t adapt in real-time to intense or deficient rainfall
              Disaster preparedness linked to calendar alerts (e.g., monsoon onset/withdrawal dates)Actual rainfall events may not match these schedules

              What Does “Follow the Rains” Mean?

              • Use real-time rainfall data instead of monsoon timelines for:
                • Reservoir release management
                • Urban stormwater control
                • Disaster warning systems
              • Emphasize dynamic water governance over fixed seasonal expectations.

              Recommended Strategies

              1. Real-Time Rainfall Monitoring Systems
                • Expand automated weather stations and Doppler radars
              2. Dynamic Reservoir Operation Policies
                • Replace rigid rule curves with flexible storage-release protocols based on live rainfall inputs
              3. Climate-Integrated Urban Planning
                • Build drainage systems and floodplains based on projected rain events, not average data
              4. Strengthening Early Warning Systems
                • Link alerts to localized precipitation forecasts, not general monsoon stages
              5. Catchment Area Management
                • Increase forest cover and watershed development to slow runoff

              Exam Connect – Possible Questions

              Prelims

              1. Consider the following with respect to flood management in India:
              1.Rule curves for dams are adjusted annually based on real-time rainfall data.
              2.Integrated Flood Management recommends combining structural and non-structural approaches.
              Which of the above is/are correct?
              A. 1 only
              B. 2 only
              C. Both 1 and 2
              D. Neither 1 nor 2
              Answer: B. 2 only

                2. Which of the following best describes “Follow the rains, not the calendar” approach in water management?
                A. Following monsoon onset dates strictly for agriculture
                B. Using real-time rainfall data for water and flood governance decisions
                C. Predicting rainfall based on lunar calendar cycles
                D. Building flood infrastructure based on annual average rainfall only
                Answer: B. Using real-time rainfall data for water and flood governance decisions

                Mains

                1. Explain the limitations of India’s traditional flood control systems in the context of changing monsoon patterns. Suggest climate-resilient approaches to flood management, especially for Himalayan states like Himachal Pradesh.

                2. “In an era of climate change, rainfall patterns are more relevant than calendar schedules.” Critically evaluate this statement with respect to water governance and disaster preparedness in India.


                5. Swipe, Tap, Spend: UPI and the Formalization of the Indian Economy – Economy

                UPI

                Why in the News?

                The Unified Payments Interface (UPI) recorded 34.9 billion transactions worth ₹20.4 lakh crore in Q1 of FY 2025–26, marking a massive leap in India’s journey toward a cash-lite and formalized economy.
                The increasing use of UPI for everything—from groceries to debt repayment—is seen as a decisive shift in household and business payment behavior.

                Key Takeaways

                Growth Trends

                Metric20182025
                Cash Withdrawals₹2.6 lakh crore₹2.3 lakh crore
                UPI Share in Private Consumption24% (2023)40% (2025)
                • UPI transactions now equal 40% of Private Final Consumption Expenditure (PFCE).
                • UPI use extends to debt repayments (₹93,857 crore) and securities investments (₹61,080 crore) (July 2025).

                Broader Economic Significance

                1. Formalization of the Economy

                • Traceable transactions increase tax compliance, reduce shadow economy.
                • Supports GST, EPFO integration, MSME recognition.

                2. Digital Payment Ecosystem Maturity

                • UPI has evolved from peer-to-peer transfers to:
                  • Utility payments
                  • Investment flows
                  • Loan EMIs
                  • Retail purchases

                3. Household Behavior Transformation

                • UPI is now used across income levels:
                  • In Q1 FY26, ₹3.4 lakh crore spent on food & beverages via UPI.
                  • Indicates habitual shift away from cash.

                4. Decline in Cash Holdings

                • Cash as a share of gross savings:
                  • 2020–21: 12.5%
                  • 2023–24: 3.4%

                Himachal Pradesh Connection

                • Tourism-heavy economy in HP benefits from digital payment penetration, reducing black money.
                • UPI usage in rural HP and hill markets is increasing, enhancing:
                  • Financial access
                  • MSME formalization
                  • Women-led entrepreneurship (via digital SHGs, e-commerce)
                • Helps integrate remote tribal areas into formal banking channels

                Challenges Ahead

                RiskExplanation
                Digital DivideLimited access to internet and smartphones in remote/hilly areas
                CybersecurityIncreased fraud risk with higher digital transaction volume
                InteroperabilityNeed to integrate UPI with banking, credit scoring, insurance services
                SustainabilityEnsuring long-term adoption and digital literacy

                Exam Connect – Possible Questions

                Prelims

                1. With reference to UPI in India, consider the following statements:
                1.UPI is developed and managed by the Reserve Bank of India.
                2.UPI transactions are limited to peer-to-peer transfers only.
                Which of the statements given above is/are correct?
                A. 1 only
                B. 2 only
                C. Neither 1 nor 2
                D. Both 1 and 2
                Answer: C. Neither 1 nor 2
                (UPI is developed by NPCI, and is used for a wide range of transactions.)

                  2. Which of the following best describes the term “formalization of the economy”?
                  A. Increasing agricultural production
                  B. Converting informal economic activities into regulated ones
                  C. Enhancing trade surplus
                  D. Promoting micro-enterprises without registration
                  Answer: B. Converting informal economic activities into regulated ones

                  Mains

                  1. Discuss how the growth of UPI and digital payments is contributing to the formalization of the Indian economy. What challenges must be addressed to sustain this transformation?

                  2. “Digital transactions are not just a convenience, but a structural reform tool.” Examine this statement in the context of India’s informal economy and rural development.


                  6. Women’s Unpaid Care Work: A Case for Better Data & Policy – Economy

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                  Why in the News?

                  Experts have urged the refinement of India’s Time Use Survey (TUS) to better understand if women’s unpaid care work is driven by choice or societal compulsion.
                  This call for action highlights the critical policy gap in recognizing and addressing the economic invisibility of women’s domestic labor.

                  Key Takeaways

                  • Unpaid care work refers to domestic tasks performed without monetary compensation, such as:
                    • Cooking, cleaning, and caregiving
                    • Child, elderly, or sick care
                    • Water collection, community service
                  • Globally, women perform 3x more unpaid care work than men.
                    In India:
                    • Women: ~4.5 hours/day
                    • Men: ~1.5 hours/day
                  • Despite its economic and social value, unpaid care work is not included in GDP, leading to:
                    • Undervaluation of women’s contributions
                    • Reduced visibility in labor market statistics

                  Impact on Female Labour Force Participation

                  CountryFemale Labour Force Participation
                  India~23%
                  Bangladesh~38%
                  China~61%
                  • Time poverty caused by unpaid care work:
                    • Limits access to formal jobs
                    • Impedes education and skill development
                    • Reinforces economic dependency
                  • Lack of institutional support (e.g., crèches, flexible jobs) makes it harder for women to balance care and employment.

                  Time Use Survey (TUS): Current Limitations

                  ConcernExplanation
                  Motivation Blind SpotDoesn’t explore whether unpaid work is voluntary or forced
                  Health & AspirationIgnores impact on physical/emotional health and career goals
                  Policy DisconnectionPoor integration with employment policies or welfare schemes

                  Expert Recommendations

                  RecommendationPurpose
                  Refined Survey ToolsAdd qualitative questions to TUS to capture motivations and constraints
                  TUS + PLFS IntegrationLink with labour force surveys to track employment trends affected by care work
                  Policy-Oriented InsightsUse TUS data to improve programs like PMMVY, Anganwadi, Maternity Benefits
                  GDP RecognitionCreate satellite accounts to estimate economic value of unpaid care work

                  Himachal Pradesh Connection

                  • Women in HP’s rural areas carry a significant unpaid burden:
                    • Water & firewood collection
                    • Elderly and livestock care
                  • Lack of recognition in government planning and budgeting
                  • Improved TUS data can inform better schemes for tribal women, SHGs, and rural employment programs

                  Exam Connect – Possible Questions

                  Prelims

                  1. With reference to India’s Time Use Survey (TUS), consider the following statements:
                  1.It captures time spent by individuals on paid and unpaid activities.
                  2.It is conducted annually by the Ministry of Labour and Employment.
                  Which of the statements given above is/are correct?
                  A. 1 only
                  B. 2 only
                  C. Both 1 and 2
                  D. Neither 1 nor 2
                  Answer: A. 1 only
                  (TUS is conducted by NSSO under Ministry of Statistics, not Labour Ministry.)

                    2. What is meant by the term “satellite accounts” in national income accounting?
                    A. Income earned by ISRO through satellite services
                    B. A parallel budget for defence services
                    C. Supplementary system to measure non-market contributions like unpaid care work
                    D. Secondary fiscal indicators of GDP growth
                    Answer: C. Supplementary system to measure non-market contributions like unpaid care work

                    Mains

                    1. Discuss the significance of recognizing unpaid care work in national economic accounting. How can improved Time Use Surveys contribute to gender equity in India’s labour market?

                    2. The burden of unpaid care work is a major barrier to increasing female labour force participation in India. Examine this issue and suggest policy interventions to address it.